There is a leach on your budget.  He is there every month and he has been there for so long you forgot about him.  This leach has slowly sucked some serious cash away from you month by month.  You think you can't live without him, but you can!  It's your cable service!  Enter DIRECTV (AT&T, … Continue reading Cut the cord! Put the savings towards something more important…

Jack Bogle is the founder of Vanguard and the father of Index Investing, I consider him the "Dave Ramsey" of the investing world.  He's trustworthy, intelligent and could have made unbelievably amounts of money by charging high fees on his awesome product (Vanguard Index Funds).  Instead he keeps fees low and is of the opinion … Continue reading To Be (in), or Not to Be (in)… Cryptocurrency

After following Dave Ramsey's baby steps to a T, I found myself wanting more.  Dave says to invest 15% of your income into your 401k up to any match given and then the rest into a personal Roth IRA.  Anything left over after that, try to pay your mortgage off early and invest in your … Continue reading The world of FI/RE (Financially Independent / Retire Early)

"It's all Greek to me" a coworker said over the phone as I was trying to explain investing expenses and how he is overpaying by leaps and bounds.  I had just finished reviewing his Portfolio Summary he had given me.  I am no expert, nor do I hold any certifications (someday maybe), but I have … Continue reading “It’s all Greek to me!”