I'd like to call to order the 1st Annual Elf and Fee Spotters United meeting. Today we will be talking about the latest elf spotting (insert short Trooper jokes here) and paying attention to the fees that are killing your portfolio's future returns. I would love to say that both elf spotters and investment fees … Continue reading Elf and Fee Spotters United! Fees, Fees, beware of FEES!
My family and I just returned from a pretty successful vacation to San Diego, California with a day at Disneyland thrown in there. I say "pretty" successful because flying cross country and staying at two hotels with a four year old and an almost 18 month old was not a walk in the park... lesson … Continue reading Travel Rewards: Did it work? Yes! We saved $3,372!
Last year I subscribed to the Wall Street Journal during a deal they were running. For only $12 I received 12 weeks for the WSJ, not too shabby. If you have ever read the WSJ it is dense and a significant daily read. I loved the fact that it focused on the business world and … Continue reading A Free Wall Street Journal? Meet the Morning Brew!
There is a leach on your budget. He is there every month and he has been there for so long you forgot about him. This leach has slowly sucked some serious cash away from you month by month. You think you can't live without him, but you can! It's your cable service! Enter DIRECTV (AT&T, … Continue reading Cut the cord! Put the savings towards something more important…
Attention Public Sector Employees: More than likely YOU are eligible to contribute to a retirement savings plan that has the advantage to make early retirement easy! Listen up teachers, firefighters, TROOPERS and other public sector employees! Some basics first... Retirement savings in the forms of 401k, 457b, or 403b are pretty similar. These savings options are plans … Continue reading The POWER of the 457b!
Jack Bogle is the founder of Vanguard and the father of Index Investing, I consider him the "Dave Ramsey" of the investing world. He's trustworthy, intelligent and could have made unbelievably amounts of money by charging high fees on his awesome product (Vanguard Index Funds). Instead he keeps fees low and is of the opinion … Continue reading To Be (in), or Not to Be (in)… Cryptocurrency
After following Dave Ramsey's baby steps to a T, I found myself wanting more. Dave says to invest 15% of your income into your 401k up to any match given and then the rest into a personal Roth IRA. Anything left over after that, try to pay your mortgage off early and invest in your … Continue reading The world of FI/RE (Financially Independent / Retire Early)
Wish you could save around $100 to $200 a year and get the best shave of your life? You can! Want to never have razor burn, bumps, and horrible shaving experiences ever again? Well stop crying as you open another five blade monstrosity they call a "ProGlide Mach 62 Turbo buzzer stick" and start shaving … Continue reading Shave like an old man! Save some serious cash!
Image source Motley Fool As stated before in my post on Index Funds vs Actively Managed Funds, Warren Buffett bet that a simple S&P 500 Index Fund would outperform several hedge (active) funds over the next decade. We already knew in early 2017 that it was a certainty that Buffett would win big but it … Continue reading Warren Buffett wins… who would’ve thought?
If you're new to travel hacking start here! Below you will find in great detail a laid out plan to execute travel hacking. Disclaimer: Only try this is if you have no credit card debt. Meet Dave Ramsey and have a solid budget in place. DO NOT GO INTO CREDIT CARD DEBT TO ATTEMPT THIS! … Continue reading Travel Rewards: Credit Card Strategy
Big Sur California... we want to go back, maybe for free! Forward: I am going to get a TON of grief for this. I am a Dave Ramsey follower and I preached til I was blue in the face on how bad credit cards are (I still think they are terrible and playing with fire). … Continue reading How to Travel Hack with Credit Card Rewards